Effective December 1, 2024
|
IRA Share Accounts
|
Rate
|
APY*
|
|
Traditional IRA
|
0.300%
|
0.30%
|
|
Roth IRA
|
0.300%
|
0.30%
|
| IRA CERTIFICATES** | Minimum | Rate | APY* |
| 6-Month | $500 | 4.266% | 4.35% |
| 1-Year | $500 | 3.784% | 3.85% |
| 2-Year | $500 | 2.618% | 2.65% |
| 3-Year | $500 | 2.031% | 2.05% |
| 4-Year | $500 | 1.736% | 1.75% |
| 5-Year | $500 | 1.933% | 1.95% |
*APY represents Annual Percentage Yield. The dividend rate and APY are subject to change without notice. Dividends accrue daily and are paid monthly. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Fees may reduce earnings. All accounts require $25 Membership Share. **A penalty will be imposed for early withdrawal.
Contact a Financial Services Representative at (406)761-2880 for further information.