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Effective December 1, 2024

Regular Share Accounts
Rate
APY*
Primary Shares
0.010%
0.01%
Secondary Shares
0.010%
0.01%
WINcentive Savings
0.747%
0.75%
Christmas Club+
0.050%
0.05%
Money Market Accounts**
Rate
APY*
Money Market
0.499%
0.50%
High Yield Savings***
Rate
APY*
$5,000-$24,999.99
0.549%
0.55%
$25,000-$49,999.99
0.549%
0.55%
$50,000-$74,999.99
0.598%
0.60%
$75,000-$99,999.00
0.648%
0.65%
 $100,000.00-$249,999.99
0.698%
0.70%
>$250,000.00
0.946%
0.95%

*APY represents Annual Percentage Yield. The dividend rate and APY are subject to change without notice. Dividends accrue daily and are paid monthly. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Fees may reduce earnings. All accounts require $25 Membership Share. **Requires $1000 minimum balance. ***Requires $5000 minimum balance. +Dividends accrue monthly and are paid annually.

Contact a Financial Service Representative at (406) 761-2880 for further information